Fighting the good fight Nationally
The Ins and Outs of North Carolina Bad Faith Insurance Claims
Once you file a claim with your insurance company, your fate is in the insurer’s hands. Even if you fill out all the necessary forms, answer all questions, cooperate with inspectors and adjusters, you can’t make a carrier pay as quickly as you need the funds. You depend on the insurance company to pay for your losses as described in the policy. But, since insurance companies get paid the premiums first, when it comes to paying your claim, they aren’t really incentivized to give the money back.
Insurance companies do not always treat their customers fairly. Sometimes they engage in illegal sales and claims practices. If an insurance salesperson has misrepresented a policy to you, or if your insurer refuses to pay a legitimate claim, you may be in a position to assert a bad faith or unfair practices claim against your insurer.
Insurers are expected to deal fairly and in good faith with the insured. North Carolina has relatively few explicit claims handling requirements, but numerous North Carolina cases have held insurance contracts contain an inherent implied covenant of good faith and fair dealing, which restricts both the insured and insurer from behaving in a way that impairs the ability to receive benefits under the agreement. North Carolina General Statute Chapter 58 governs the actions of insurance companies in North Carolina. North Carolina courts have held any breach of a duty under Chapter 58 constitutes an unfair and deceptive trade practice.
North Carolina Insurance Lawyers
No matter where your insurer’s headquarters are located, the carrier must comply with North Carolina law when serving policyholders in the state. We regularly work with policyholders to handle any disputes that arise. The attorneys at Whitfield Bryson LLP have decades of experience handling bad faith claims against all kinds of insurers. Our lawyers successfully represent individuals, businesses, and insurers in disputes arising out of all types of insurance. Put our record of success to work for you. Contact us today if you suspect your insurance company has acted in bad faith in dealing with your legitimate claim.
Our trial lawyers were specifically chosen for the depth of their experience and the breadth of their knowledge. Among the group are attorneys who have been recognized for excellence by industry associations and have gained national recognition for significant victories in challenging cases.
John Whitfield has been significant in his management of a suit involving the death of my son in a motorcycle accident. His professionalism, compassion, support, and especially his knowledge base in this suit has been above reproach. He has communicated well and kept all parties apprised of the status of the suit. I feel he negotiated effectively to reach the best possible settlement for my son's estate. He certainly assures his clients are represented well. I am grateful for his successfully bringing this suit to a satisfactory conclusion. In short, John's expertise has been awesome.
I am very grateful to Whitfield Bryson for taking the initiative in filing suit against the manufacturers of defective CSST pipe. I am sure that this successful litigation will now help Maryland homeowners become aware of the danger of old style CSST pipe and to let them know what steps they may take to protect themselves against those dangers. Who knows how many lives and homes may be saved as a result of his efforts. Thank you for your important work in this litigation.